The $883 Billion Florida Wealth Transfer: Is Your Family’s Inheritance "Predator-Proof"?
Florida is ground zero for the largest wealth transfer in history. Over the next decade, nearly $883 billion will change hands in the Sunshine State. While most focus on “who gets what,” our focus is on “who can take it away.” Without specific asset protection, your hard-earned legacy could be vulnerable to creditors, lawsuits, and future ex-spouses.
Divorce-Proofing Your Child’s Inheritance
One of the most common fears is that a child’s inheritance will end up in a divorce settlement. If you leave money to your child outright and they co-mingle it with a spouse, that money becomes “marital property.” By using a Lifetime Asset Protection Trust, you ensure the inheritance stays in your bloodline, protected from a 50/50 split.
The Power of the Florida Spendthrift Clause
Florida law offers some of the strongest Spendthrift Trust protections in the country. By structuring your estate plan correctly, you can ensure that your heirs’ creditors cannot reach the principal of the trust. This is essential for heirs in high-risk professions like doctors or business owners.
A Legacy is More Than a Document
In 2026, Estate Planning is about defense. With billions in motion, make sure your family’s portion is guarded by a strategy, not just a piece of paper.
Lori Vella is an Estate Planning and Business Attorney. She works virtually throughout Florida and New York, but has her home office in Tampa, Florida. She is mom to a little boy which ignited the passion for helping other families. She and her son enjoy car rides, playgrounds and taking mini-adventures. They also have an organic garden that surprisingly yields vegetables. Lori considers herself well-versed in Seinfeld and welcomes any trivia!
Disclaimer: The Law Office of Lori Vella’s website contains general information directed to Florida residents. This firm does not intend to give legal advice through its pages and/or blog. If you need legal advice, we encourage you to find an attorney licensed in your state. This language on this website does not create an attorney-client relationship between you and this firm.