To avoid some of the issues above, parents will name the actual guardian itself to accept the funds on behalf of the children. Naming the actual guardian itself will not expedite payments to the child. Rather, the court must still appoint the guardian. This is true even with respect to the guardian designation made in the Will. Also, there are other issues with naming an adult beneficiary on behalf of your child. Even if this person does receive the funds, there is much incentive there to use the funds inappropriately. It seems to be a risk not worth taking